Personal finance, in one place

See where your money actually goes.

Ledgerly pulls your spending into one clear view, sets budgets that fit your real life, and tells you before you overspend instead of after.

Get started free See how it works No card required to start
Total balance $8,412.60
+ 4.2% this month
🛒
Groceries
Today · Whole Foods
−$64.20
💼
Salary
Mar 1 · Payroll
+$3,200.00
📺
Subscriptions
Mar 2 · Streaming
−$15.99

Built for everyday money habits

TrackBudgetSavePlanReport
Features

Everything you need to stay on top of your money.

No spreadsheets, no guesswork. Ledgerly does the sorting so you can make decisions.

📊

Automatic categories

Every transaction gets sorted on its own, so you can see spending by category without tagging anything by hand.

🎯

Smart budgets

Set a monthly limit per category and get a heads up while there's still time to adjust, not a regret at month end.

🔔

Bill reminders

Recurring charges get flagged ahead of the due date so a subscription never catches you by surprise.

🐷

Savings goals

Name a goal, set an amount, and watch progress fill in as you set money aside toward it.

📈

Monthly reports

A plain summary of what came in, what went out, and where you can trim, delivered the first of every month.

🔒

Private by design

Your data is encrypted and never sold. Export or delete everything whenever you want.

How it works

Three steps to a clearer picture.

01

Add your accounts

Connect the accounts you use or enter balances manually. You decide what goes in.

02

Set your budgets

Pick limits for the categories that matter to you. Ledgerly suggests starting points based on your history.

03

Watch it work

Check in for two minutes a week. The app handles the tracking and tells you when something needs attention.

Budgets that hold up

Know your limit before you hit it.

Ledgerly tracks each category live, so you always know how much room is left.

  • Live category trackingSpending updates the moment a transaction lands.
  • Early warningsA nudge at 80% of a budget, not a surprise at 110%.
  • Rollover budgetingUnspent money can carry into next month if you want it to.

March budgets

Groceries$420 / $500
Dining out$310 / $300
Transport$95 / $180
Subscriptions$42 / $60
Pricing

Simple plans. Cancel anytime.

Start free. Upgrade when you want more accounts and history.

Free
$0/mo
  • 1 account
  • Automatic categories
  • 3 budgets
  • 30 days of history
Start free
Most popular
Plus
$6/mo
  • Unlimited accounts
  • Unlimited budgets
  • Savings goals
  • Bill reminders
  • Full history & reports
Get Plus
Family
$10/mo
  • Everything in Plus
  • Up to 5 members
  • Shared budgets
  • Priority support
Get Family
FAQ

Questions, answered.

Is my financial data safe? +

Your data is encrypted in transit and at rest. We never sell it, and you can export or permanently delete everything from your account settings.

Do I need a credit card to start? +

No. The Free plan is genuinely free and works without a card. You only add payment if you decide to upgrade.

Can I add transactions manually? +

Yes. You can connect accounts or enter everything by hand if you'd rather keep things manual.

What happens to my budgets at the end of the month? +

They reset by default. If you turn on rollover, unspent amounts carry into the next month for that category.

Can I cancel anytime? +

Yes. There's no lock-in. Cancel whenever you want and you keep access until the end of your billing period.

Start understanding your money today.

Create your free account